Excess Insurance Profits Means Less Benefits for Injured Workers

June 28, 2010 by Randy Zeldin

Since the Florida Legislature "reformed" workers' compensation benefits in 2003, injured workers continue to see a decline in benefits provided. The insurance carriers are denying more benefits and sometimes entire claims, knowing that there is little risk to them. Attorney fees that a carrier might pay if it loses before a Judge of Compensation Claims, are minimal. Further, the carriers now have virtually 100% control over the selection of physicians. This often results in assignment of physicians willing to assist the needs of the insurance carrier, rather than the injured worker.

These significant changes in the law have resulted in excessive profits for the workers' compensation industry. Attorney Randy Zeldin was featured in an article in the Orlando Business News, in which he cited falling benefits as the basis for increased profit margins.

Too Many Employers Don't Have Workers' Compensation Coverage

June 14, 2010 by Randy Zeldin

Workers compensation attorneys such as Randy Zeldin, Esq., have known for many years that employers throughout South Florida fail to purchase workers' compensation insurance. Under Florida law, most employers with four or more employees, are required to have workers' compensation coverage. In reality, there are thousands and thousands of employers who break the law and fail to purchase coverage.

Enforcing the law, sits with the Florida Department of Financial Services. Although Alex Sink has done an admirable job, it is a task left undone. Recently, a "sting" operation closed down 70 employers, operating without workers' compensation coverage. Workers' compensation attorney Randy Zeldin, Esq., practicing in Ft. Lauderdale, Boca Raton and West Palm Beach, believes that stepped up enforcement and harsher penalties, including imposition of felony convictions, is necessary to protect injured workers in Palm Beach and Broward Counties.